The Association provides a number of services to its member counties. These include insurance through the S.C. Counties Property & Liability Trust, a self-funded pool, and workers' compensation insurance through the S.C. Counties Workers' Compensation Trust—also self-funded. SCAC also offers a debt collection program which matches debts owed to counties with debtors' state income tax refunds. The Association awards $12,500 annually in scholarships to rising college freshmen who will be attending an in-state technical school, college, or university.