Insurance Trust Programs

SCAC-Sponsored Insurance Trusts

Why a Trust?

The Trusts were designed by and for South Carolina county government with the goal of providing insurance to counties at the lowest possible rates, while also offering dedicated services uniquely tailored to meet the needs of county government. The Trusts are run by the counties for the counties.

History of the Trusts

The S.C. Counties Workers' Compensation Trust (SCCWCT) was formed in 1984 with only 11 counties. Today membership consists of 41 of South Carolina's 46 counties and an additional 47 county-related entities. SCCWCT is approved as a self-insured trust by the S.C. Workers' Compensation Commission in accordance with South Carolina statutes. It provides statutory workers' compensation coverage for its members.

The S.C. Counties Property & Liability Trust (SCCP&LT) was formed in 1995 due largely to the success of the Workers' Compensation Trust. SCCP&LT started with only four members and now has 24 participants.